A row between Zurich Insurance and the owners of a Jersey care home about the cause of a landslide has ended up in the high court.
The Insurance Times has reported that Cheval Roc Residential is claiming that the cause of a landslip on the north coast of the island in 2016 was caused by rainfall and groundwater pressure.
The home’s insurers Zurich, is arguing that it was soil erosion and therefore outside of its policy cover.
The landside which occurred on 9 March 2016 closed the care home for 20 months after parts of it slipped off the cliff onto the beach below.
A £1.5M cliff-face stabilisation has since been undertaken, designed by Hartigan Structural Engineers and engineering firm Geomarine who installed 700 soil-nails using 500kg drilling rigs suspended from anchor supports.
Beach works at the site included the installation of a sheet-pile retaining wall, driven piling, a concrete beam and a 2m high gabion wall.
According to Cheval Roc Residential cost £4.3M in business interruption and £2.2M in damage to the property.
The case has not yet concluded.